lexington insurance london

lexington insurance london
Bike theft is on the rise with thieves running off with hundreds of millions worth of bikes every year, a third of which are taken from outside people's homes. However, it pays dividends for cyclists and motorcyclists to check through their home insurance policy to make sure that they are covered not only for having a bike outside their property but also to cover all eventualities, including those that occur while cycling away from the home.

The majority of home insurance will cover the theft of bicycles in the coverage from home, when content personal possessions are in politics, but not all insurers will offer to bicycles, it is important that you determine this information, when Shopping around for an insurance provider. Personal property insurance have different requirements, for example, some will push bikes, but not motorcycles. In these cases, cyclists must have a supplement for the insurer to cover their vehicle.

Halifax General Insurance advises its customers to ascertain whether they are, while they are, and as if their bike is stolen it at the end, the payout for an unexpected way to return home. To avoid the inconvenience and possible additional costs, it is highly recommended to ensure you are available for all possible cases. Figures from Halifax showed that about half a million bicycles are stolen annually in the UK alone, with south-west London is a good breeding ground for bicycle thieves. Kingston upon Thames was the place for thefts in 2007, while Cambridge, Bristol and Oxford to the other areas very specifically.

More than half of total thefts take place directly in front of the home, with bikes is usually lifted from garages and garden raises. Moreover, a worrying 14% of bicycle thefts occur inside the home. Cyclists are warned unless there is a proper lock and security management for their bike, they are a high risk that it is stolen. They should ensure that their bikes are post-code, safely locked, and the view, preferably hidden in a locked garage or outbuildings. A surprisingly high number of cyclists their bike unsecured, despite the simple and cost-benefit ratio when buying a decent lock.

Easy ways that cyclists can prevent against theft include, utilizing the special bicycle parking racks where possible and of course locking the bike up properly regardless of how long or briefly you will be leaving for it, try and leave your bike in areas that are well - lit and populated, if your bike is locked in a shed or garage always make sure that the door is locked, try to use a hardened steel U-type lock on your bike, as cable locks can be easily cut through and the majority of insurance companies will only take your claim seriously if they know that you use the appropriate lock to secure your bike. Furthermore, it is advisable to register your bike at one of a series of bike ownership agencies, as well as with a UV pen to your zip code for the frame. Records of the name, model and serial number of bicycles in the event that you need to discuss the details with the police. Other measures include the photographic notes of the bike to be able to provide documents that support your claim, if any additional compensation for the extra features you have added to your bike.

Hadassah is the author of several articles on the bike insurance. He is known for his expertise on this subject and on other Business and Finance related articles.