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What would happen if you accidentally cause a fire, and it spreads to neighboring Condo's?

It is very common for most Condo owners in the value of their possessions. But before you do this, a detailed list of the most important items in your home and spend a little time, quality, current market value on the items.

For example - is that a refrigerator and stove will probably cost more than a replacement for today, as it originally was. Use the current values in estimating how much coverage you need.

IMPORTANT: On a Condo policy, you also have to buy protection for your window coverings, flooring, cabinets, sink and toilet, color, lighting, appliances. You can see how the total can add up quickly.

MASTER association policy

Most Condo owners mistakenly believe that their organizations will absolutely everything else. Once in a while, especially if the prices rise, associations sometimes sacrifice a good policy in return for lower prices.

What happens if your Association has gaps?

Most Condo owners have never been the fact that their association could have a gap, or a massive deductible. Guess who pays for these gaps or that large deductible? That is correct. You and your fellow owners.

LOSS ASSESSMENT

When buying Arizona Condo Insurance, please contact your agent about adding loss assessment coverage. It is usually very favorable to, but gives you added cushion / protection against a master association, the large gaps or deductibles.

Condo next to your policy, buy umbrella insurance is very important.

Think about an offer from an independent insurance broker. They will deal with different airlines Condo to find the best price for you.

In Arizona, the number one insurance broker is Choice Insurance of Arizona.

Click here to visit the website: Arizona Condo Insurance

Gary Brown is principal owner of Choice Insurance of Arizona. He has been Arizona residents for Arizona Auto Insurance Arizona Homeowner Insurance, Life Insurance Phoenix, Arizona and care for almost 14 years. Find his website at http://choicearizona.com