johnson insurance wisconsin

As a Houston Farmers insurance agent I frequently get questions about flood insurance. Here are eight reasons to consider getting flood insurance:

1) Your homeowners insurance does not cover flood damage. One of the main reasons why people are homeowners insurance is to protect against a loss by fire. In Texas you are more likely to flood damage than fire damage. Flood insurance coverage is valuable for one of your most important assets.

2) Every person lives in a flood zone. (According to the FEMA website.) In other words, there is no such thing as a home that is not inundated.

3) Even one or two inches of water can cause very expensive damage to your property.

4) Federal Republic of disaster assistance is usually a loan that you must pay back with interest. This is not a good substitute for insurance.

5) It is easy to reach flood insurance. You will receive a quote and a policy to access the Internet or by telephone. This often lasts less than 15 minutes.

6) In the event of a tsunami, it is far better than any of the people with flood cover!

7) With this insurance your family will have less to worry about when a big storm is in the news.

8) Flood insurance is generally inexpensive. Listed below is a chart for consumers that qualify for the preferred residential program:

Only Content

$ 8,000 $ 61 per year

$ 20,000 $ 116 per year

$ 40,000 $ 146 per year

$ 60,000 $ 166 per year

$ 80,000 $ 181 per year

Home Contents and combination

Building Content Costs

$ 20,000 $ 8,000 $ 112 per year

$ 50,000 $ 20,000 $ 180 per year

$ 100,000 $ 40,000 $ 233 per year

$ 150,000 $ 60,000 $ 264 per year

$ 200,000 $ 100,000 $ 317 per year

Not everyone is for the preferred rates. If you would like to get flood coverage consult with a good insurance company and get details and a quote. Customers in Texas can get further information on my website Texas flood insurance. Or you are welcome to my office at 281-537-2700.

Lamb Insurance Agency, Auto, Home, Life, and Business Insurance for Texas - http://Insurance-For-Texas.com/ http://houston-homeowners-insurance.com