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Should car insurance impact your buying decisions when car shopping? Are there ways to save money on new car insurance? If you've just purchased a vehicle, or are looking for one, keep the following in mind

What do you pay for auto insurance depends on many factors, such as your age, driving record, the miles you drive per year, where you live, coverages, deductibles, and more - even the kind of vehicle you drive.

The type of vehicle affects your premium, because the insurer will look at the cars:

Sticker price

Security

Cost of parts and labor for the repair

Risk of theft and much more.

For example, it costs you more to a frequently-stolen model as a car that costs a little more, but it is cheaper to repair and not frequently stolen list. Also, the statistics were collected on injuries associated with types of cars, and this information as well.

Another thing to consider is that many companies offer discounts for security and anti-theft features such as airbags, anti-lock brakes and alarm systems. Many of these features are standard on new cars, but not available when you are on older, used vehicles.

The what to do to get an idea of insurance costs if you have found a few cars you are interested in. This is very simple. You can call your current company or agent for a quote, and then get a couple of more for comparison. The reason you want more than one quote is that prices for the same type of car can be from one company to the next, and you can get a better deal than with your current insurer.

A quick way to do this is to go online to an insurance comparison website. This site is not a single company. You fill out an online form and receive various offers from companies and agents in your area.

This information can help you decide which car you want to buy.

Compare car insurance offers

Writer Justin Scott recommends the comparison site LowerYourInsurance.com for up to 5 free auto insurance offers and more information about saving on new car insurance. The website also includes a car insurance comparison worksheet.