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Do you need money? Do you need to pay for your medical bills? Do you need money for tuition? Maybe you are getting married soon. Do you want to bring your family in a long-delayed vacation? Or maybe it is about time you replaced that old, run-down car you have? Regardless of where you intend to spend your money, the fact is you need it. You can wait to win the lottery, but there is no certainty to that. You have a monthly income coming in consistently, but you just can not wait that long to have enough for that large amount you need. You need the money, and you need it at this very moment.

What you can do is to sell your regular payments and convert them into a one-time lump-sum payment. There are companies that offer this option. They would offer to purchase the rights to receive the structured payment every month. In return you will receive a one-off payment for a certain percentage of the amount you actually receive. You can choose to sell the periodic payment as a whole or only for a limited period.

As already mentioned, is the reason why you want to get a lump sum, because you need the money immediately. Through the package, even at a lower value than the entire amount, you can use the money to invest in this year, and yield higher amounts with interest next year. You can also use the inflation rates. In the next few years, the amount you receive is not as valuable as it is now. Getting the money to actually give you more purchasing power even with the same amount a few years ago. Make sure to consult with experts before you do.

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