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As many as 75% of Renters Renters do not have insurance! Cheap Renters insurance in Seattle is not only easy to find, but is absolutely necessary to protect you from possible financial disaster.

Why landlord insurance?

Many renters mistakenly believe that they are under their landlord insurance. However, the landlord's policy only for damage to the building where you live, and not your personal property.

What does the tenant to cover?

A basic tenant delivers ...

* Coverage for losses due to theft, wind storm, hail, vandalism. Fire, burst pipes, etc. They are also only if the property is theft from somewhere outside the home: for example, if your laptop is stolen from your car

* Liability if someone is injured in your residence and ask

* Liability if you or your guests damage the property of the lessor

* Living expenses if your rental is damaged and you need somewhere else to live during the repair

All of these rules is usually only for a few hundred dollars per year, depending on where you live and how much coverage you need.

Buy renters insurance

Before you go out to buy Renters insurance, it helps to inventory your possessions and figure out how much it would cost to replace them. Include everything - from the electronic equipment, the cutlery in the kitchen drawers. This will help you determine how much insurance you need to buy.

Then go to an insurance comparison website and get several offers from insurance companies, so you can compare. Select a site that offers a chat feature so you can talk with insurance experts, if you have any questions.

Visit http://www.LowerRateQuotes.com/renters-insurance.html or click on the link below to Seattle renters insurance rate quotes from top-rated companies and see how much you can save. You can get more tips and advice in their Articles section, and get answers to your questions from an insurance expert with their online chat service.

The authors, Brian Stevens and Stacey Decker Schiffer, have spent 30 years in the insurance and finance industries, and have written numerous articles on Renters insurance in Seattle.