insurance institute london

insurance institute london
Insurance is a necessary evil. Until and unless the government overhaul the healthcare system and begins to offer universal healthcare for all citizens, health insurance is a bill that most of us will never be able to do without.

To complicate matters, the health care system in the United States is not one-size-fits-all solution for all. There are literally thousands of different options for health insurance. However, if you really start to analyze and compare them all side by side, you begin to realize that they are all really nothing more than variant permutations of the same basic health plan: Whether you pay the insurance or you pay with your doctor one way or another, you will end paying the same amount of money in total per year.

It is not about how much money you can save a whole. I hate the bearer of bad news. Also I'm just as cynical pessimistic. I'm just saying it how it is: No matter what your health insurance plan, unless you are one of the few who rarely ever sick, has never been in hospital, and you have never and will never have children, then end, you pay from your pocket one way or another.

The question comes to whether you expect your monthly health care costs at a fixed price. It's the way life in a state where your local gas company has a "fixed budget", "plan option. If you do this, then you know what I'm talking about. Instead of gas, you pay your bill for the previous months' use, you pay the same amount every month, year round, no matter how much you gas you. In this way you can compensate for the higher cost of heating your home in winter.

It's the same idea with the health insurance. If you know that you will be part of the whole year and would prefer to pay a fixed amount per month to pay a higher premium than to pay a lower premium, but hit with unexpected medical bills and variable throughout the year, then you want to work with a higher premium, it means a lower deductible, and vice versa.

Compare multiple health plans and get a free health insurance quote instantly.