insurance broker in london

insurance broker in london
Before you start packing your bags for that much longed-for summer holiday, it would be wise to do a double-check on the terms and conditions of your credit card's supposed 'free travel insurance'.

Be warned - full of travel and the common travel accident insurance, which most credit cards are entirely different types of coverage.

Most credit cards offer free travel accident insurance, but it is only for very limited coverage, it is equally easy to verify that exactly what you are for good, before you leave for the airport.

Dig out your credit card number paperwork and check the fine print carefully - as I always say, "the devil is in the detail".

Very limited and for

Travel Accident Insurance is a largely meaningless form of insurance and provides very limited and restrictive, despite the free use of the term "insurance". It is like chalk and cheese compared to real travel insurance.

If there is ever a real contradiction in itself, it is.

For example, it offers little or no coverage before your trip for these events as lost property, missed departures or travel delays and cancellations, excluding own.

Surprisingly, you will not be at the other end either.

Planes, trains and automobiles

The much-vaunted free travel accident insurance and punted from credit cards is purely to insure you if you are actually en route to your destination, whether by bus, taxi, train or plane.

They want greater coverage than.

Worse still, the coverage is very limited and you will find your credit card will be charged only for a serious accident such as death, permanent disability or loss of one eye or the body.

If you are on closer examination that you are likely to be insufficient for your planned vacation, your first priority should be to look around a comprehensive travel insurance plan from a specific travel insurance provider.

This should at least insure that you opt for repatriation, personal liability, property loss, legal fees and medical costs.

Be active and forearmed so you are not surprised if the worst happens.

Full holiday travel

You may wonder whether it is a credit card that offers free comprehensive travel insurance.

The short answer is "Yes"!

Barclaycard is a credit card, the companies offer a comprehensive travel insurance for holidaymakers booking a tour through her, on condition that you pay for the holidays with a Barclaycard credit card.

Before I booked, and it is important to weigh the benefits of the insurance claim to offer credit cards, and take a good look at the fine print to determine whether the benefits really as good as advertised.

In summary, a credit card that give you a comprehensive and full insurance cover is almost always better than a card that offers travel accident insurance only.

Shirley Stevens is an independent personal finance journalist specializing in credit cards, who shares her knowledge of the finance sector with sites like ChooseMoney.co.uk, which not only lets you compare credit cards, but you can compare best credit cards for use abroad.