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every year millions of people go skiing around the world, and despite the wide availability of cheap ski travel insurance there are still many who travel without full cover. There are many things that go wrong on a skiing holiday, ranging from injury and equipment loss to bad weather and cancellation costs, and while it is easy to say, "it will not happen for me", you have enormous costs if it is in trouble without insurance. Here are five good reasons why you should invest in some decent ski travel insurance before your next trip abroad.

You have to cancel your vacation ...

Their flights are booked, your accommodation is sorted, and you are ready to go - but something forces you to cancel the trip. It could be an illness or death in the family, a sudden patch of bad weather at your destination, the journey makes it impossible, or one of a dozen other reasons. If this is the case, you better a good insurance, a ski vacation can be an expensive event to cancel at the last minute, but ski travel insurance covers the costs of cancellation.

You are hurt ...

The risk of skiing is part of the attraction for many, but it could be an expensive thrill when you have no insurance. If you are in Europe, E-111-card is only a deduction for health care, medical treatment and often takes place in the ski lodge, the private clinic, where the E-111 will not help at all. If you are in Canada or America, your medical bills could be enormous - an uninsured driver can assume that up to £ 25,000 for the treatment of a broken leg in the USA. Even cheap ski travel insurance provides you with significant cover for medical costs, and it is good for the pay.

The slopes are covered by bad weather ...

Nothing is more frustrating than held off the runway of bad weather during a skiing holiday, but insurance can at least help the damage to your wallet. Most ski travel insurance, the cost if you do not ski for two or more days due to bad weather, the cost of ski passes, ski school fees and other expenses you suffer.

You lose your device ...

There is always the chance that you move some of your equipment at a ski holiday, due to loss, damage or theft. Good quality ski equipment costs a lot to replace, so make sure your ski travel insurance will be fully accountable for the things that you take.

You have saved ...

Whether it's through injury, bad weather, broken equipment or an off-piste adventure gone wrong, there's always the danger that you see stuck on the runway. This happens more often than you think - more than 50,000 skiers per year saved by the French Alps alone. With the total cost of a rescue helicopter at around £ 4000, if it happens, and you're not, you'll wish that you invested in some cheap ski travel insurance!