Long-term insurance is designed to protect you from the impact of a possible disability through a long period of time. That is, the insurance company is obliged to cover a percentage of your monthly salary for a long period of time if you qualify as a disabled individual.
As with all other types of insurance, there are many factors that affect and is likely to change the conditions for long-term insurance. For example, some insurance policies will only cover you for as long as you have not reached retirement age. Still others will see you through the rest of your life. The duration of the reporting is not the only thing that interest you. It is strongly recommended that each term of the policy. It could rule that you might not agree. Will they find, ask another job? Are they still practice in another job? How long does it take for you to prove that they are disabled?
Also, remember that not all insurance companies cover the same percentage of the original content. The percentages vary, and are anywhere from 40% to 70%. Do not neglect this important detail. It is the number one factor that define what your income will be the case that you have a disability.
Statistical studies show that the ability to disable (in most cases partially or for short time) in your professional career is pretty high. Do not let yourself come to an unpleasant situation. Try searching for a good insurance. Find out about your obligations to the insurance. Research and select the best insurance for you. Remember that you are applying for a long-term policy, thus, it might be what you want to have to deal with for a long period of your life.
Disability Insurance provides detailed information about disability insurance, disability insurance leads, short term disability insurance, Long Term Disability Insurance, and more. Disability Insurance is affiliated with Professional Liability Insurance.
วันศุกร์ที่ 31 กรกฎาคม พ.ศ. 2552
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