jim johnson insurance

Short-term disability insurance (also known as STD) is a branch of general disability insurance policies. This type of insurance covers potential disabilities only for a short period of time. That is, if you happen to be unable to work for a limited period, the insurance will cover a percentage of your salary, this continues until you are again able to work or until the deadline of the coverage expires.

In particular, short-term disability policies are for people who do not have the financial background that would enable them, through a temporary disability situation. This means that these measures are only available for a period of time lasts no longer than one year. A typical example is a woman who shortly before the birth. It will not be able to to work for at least three months. If they are not financially strong enough to cope with a loss of salary, then short-term disability insurance would help her.

Disability policies are injuries and illnesses that prevent you can not work. Also, the coverage is only for a predetermined short period of time, as soon as the season is over, your short-term disability is no longer obliged to support you.

As a side note, this type of policy can not help you with your full salary, and they will give you only a percentage of the original content. The percentages are usually between 45% to 60%, and never more than 70%. This is a factor that anyone who attempts such a policy should be very good, before he decides.

An important thing to know is that if you claim a temporary disability, depending on the reason that you, the payment can be made sooner or later. Although the first payment usually after two weeks, injuries, disabilities, almost immediately. On the other hand, it takes a few days to prove that a disease is really prevent you from being able to work.

Disability Insurance provides detailed information about disability insurance, disability insurance leads, short term disability insurance, Long Term Disability Insurance, and more. Disability Insurance is affiliated with Professional Liability Insurance.