วันอาทิตย์ที่ 26 กรกฎาคม พ.ศ. 2552

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With Cheap travel insurance available more than ever, that the vast majority of travelers who buy a type of insurance before they are gone. But how many people actually know what they buy? Very few people read through their policy thoroughly enough so that even vulnerable to massive costs and missed claims. Here are a few of the things you need to check whether the search through your travel insurance.

Hazardous Sports and Activities

Worldwide travel insurance can be in any country, but it is not used for any activity! Do you have to the small print of your policy carefully - fundamental and Cheap travel insurance is usually not more dangerous sports and activities such as climbing, snowboarding and bungee jumping. Of course, these high-risk activities are much more likely to injuries to some seriously expensive medical costs if your travel is not complete.

Pre-existing diseases

This is relatively well known, but it still catches people when they buy travel insurance discount. Standard insurance does not apply to you if you have a pre-existing disease, including asthma and diabetes - you have to special insurance with higher premiums to be fully covered.

Death in the Family

When you return home in a hurry due to illness or death in the family, even cheap travel insurance is usually a kind of cover for your trip to the "circumcision" of politics. But be aware - there are a number of terms and conditions need to be aware. It is not for you if your close relatives suffer from a pre-existing illness or long-term illness, you already know. Travel insurance is also very specific, who is a close relative, usually you will only be entitled if the relative in question is a parent, grandparent, partner, children or siblings.

Travelers over 65

Fortunately, most travel insurance make this restriction fairly explicit, but not all! If you are over 65, you must travel insurance specialists, and the price is too high, as well as older travelers higher risk.

Reckless behavior

Many people think that when they travel around the world that they have a free rein to do what they want and their insurance will bail them out. Not so - most travel insurance (reasonably enough) is not for what you shall be deemed to be reckless behavior, especially if you are under the influence of alcohol or drugs at the time.

Theft, the police and revenue

If you are a victim of theft, make sure that you report to the local authorities. You can not much more than you a reference number, but without being on a travel insurance is not suitable for your requirement. Keep the receipts for any valuables you take with you and - if you are not the property of a valuable point in the first place, you fight to a successful application if it is taken.

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