health insurance declined by 7.7 percent this year, which is twice as high as the rate of inflation. Premiums have increased by 78 percent since the year 2000 compare that wage increases only 20 percent and the real picture starts to have an effect .
Individuals are now on average slightly more than $ 4000 a year in premiums with the American families paying nearly $ 11,500 this year. Companies, the health benefits now stands at 61 percent is from 69 percent in 2000. It is estimated that over 155 million Americans will have their health care benefits from their employers. To reduce the overall costs of many insurance companies now offer benefits packages with a higher deductible. It should be noted that this report comes after a recent census reported that 1.3 million Americans when, in the ranks of the uninsured in 2005. What is clear here is the long-term trend of decrease in the coverage provided by small businesses from their employees.
To working people and entrepreneurs, a reduction in an already very high rate of increase just means you still pay more, said Dr. Drew Altman, president and chief executive of the Kaiser foundation.
Insurance companies have been under fire recently for the families who build dumping large medical bills. In an ongoing case in California, the state is investigating a claim against Blue Cross to stop the coverage for a family if the medical bills of $ 20,000. The family was left with outstanding medical bills of more than $ 60,000. The companies have the family is not in their scope diagnosed single application on a child's chin. The family, that they (or their doctor) knew nothing tumor when she made the application.
This kind of cancellation of coverage now have a massive setback for the insurance companies and led to a series of ongoing litigation. The policyholders say their policies have been illegally terminated, resulting in significant financial difficulty. State regulators investigating and have said they are now to take action against Blue Cross.
Something must be done to protect (we) the public against these (insurance) companies. The difficulties, if a family with these medical bills at a time when they really need, the support is nothing less than criminal. After our money every month for years on end, they should not have the right to terminate our coverage. You should by law be forced to honor the agreement they wrote, and we also agreed.
วันอาทิตย์ที่ 26 กรกฎาคม พ.ศ. 2552
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